Terms of Service

Last updated: September 26, 2025

Agreement to Terms

By accessing and using AutoFinanceCalc.com, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

About Our Service

AutoFinanceCalc.com is operated by Vechron LLC and provides:

• Auto finance calculators (loan, lease, refinance, insurance, APR)
• Educational content about auto financing
• Financial tools and resources

Educational Purpose Only

Important: Our calculators and content are for educational and informational purposes only. They are not:

• Financial advice or recommendations
• Substitute for professional financial consultation
• Guarantees of actual loan terms or rates
• Endorsements of specific lenders or products

Not a Lender

Vechron LLC is not a lender, broker, or financial institution. We do not:

• Originate loans or provide financing
• Make lending decisions
• Set interest rates or loan terms
• Guarantee loan approval or specific rates

Calculator Accuracy

While we strive for accuracy, our calculators provide estimates based on standard formulas. Actual loan terms may vary based on:

• Your credit score and history
• Lender policies and requirements
• Current market conditions
• Specific loan programs

User Responsibilities

When using our website, you agree to:

• Use calculators and content for personal, non-commercial purposes only
• Not attempt to reverse engineer our calculators
• Not use our content to compete with our business
• Verify all calculations with actual lenders before making financial decisions
• Consult with qualified financial professionals for important decisions

Prohibited Uses

You may not use our website to:

• Violate any laws or regulations
• Transmit harmful or malicious code
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our website
• Use automated tools to access our calculators excessively

Intellectual Property

All content on AutoFinanceCalc.com, including calculators, articles, and design, is owned by Vechron LLC and protected by copyright and other intellectual property laws.

Disclaimers

Our website is provided "as is" without warranties of any kind. We disclaim all warranties, including:

• Accuracy of calculations or information
• Availability or uptime of our services
• Fitness for any particular purpose
• Non-infringement of third-party rights

Limitation of Liability

To the maximum extent permitted by law, Vechron LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.

Advertising and Affiliates

We may display advertisements and affiliate links. We may receive compensation when you click on certain links or make purchases through our site. This does not affect our editorial independence.

Changes to Terms

We may update these terms from time to time. Continued use of our website after changes constitutes acceptance of the new terms.

Governing Law

These terms are governed by the laws of the state where Vechron LLC is incorporated, without regard to conflict of law principles.

Contact Information

If you have questions about these terms, please contact us at business@vechron.net.

Vechron LLC
Email: business@vechron.net