Disclosures
Last updated: September 26, 2025
About AutoFinanceCalc
AutoFinanceCalc.com is operated by Vechron LLC. We provide educational auto finance calculators and content to help consumers make informed decisions about car loans, leases, and related financial products.
Not a Lender or Financial Advisor
Important: Vechron LLC is not a lender, broker, financial advisor, or financial institution. We do not:
- Originate loans or provide financing
- Make lending decisions or recommendations
- Set interest rates or loan terms
- Provide personalized financial advice
- Guarantee loan approval or specific rates
Educational Purpose Only
Our calculators and content are for educational and informational purposes only. They should not be considered as:
- Financial advice or recommendations
- Substitute for professional financial consultation
- Guarantees of actual loan terms or rates
- Endorsements of specific lenders or products
Revenue and Business Model
Advertising Revenue
We generate revenue through advertising, primarily through Google AdSense. This allows us to provide our calculators and content free of charge to users.
Affiliate Relationships
We may have affiliate relationships with financial institutions, lenders, or other service providers. When we do:
- Sponsored content: Labeled "Sponsored".
- Affiliate links: Labeled near the link, and all such links use
rel="sponsored nofollow". - Reviews/Comparisons: Include methodology notes and a link to our Editorial Policy.
Editorial Independence
Our editorial content and calculator recommendations are independent of our advertising and affiliate relationships. Advertisers and affiliates do not influence our content or calculator outputs.
Calculator Accuracy and Limitations
While we strive for accuracy, our calculators provide estimates based on standard formulas. Actual loan terms may vary based on:
- Your credit score and history
- Lender policies and requirements
- Current market conditions
- Specific loan programs and promotions
- Regional variations in rates and fees
Data Collection and Privacy
We collect limited information to provide our services. See our Privacy Policy for details about:
- What information we collect
- How we use your information
- Your privacy rights and choices
- Our use of cookies and tracking
Third-Party Services
We use third-party services that may collect information:
- Google AdSense: For advertising and analytics
- Hosting providers: For website operation
- Analytics tools: To understand user behavior
Limitations and Disclaimers
Our calculators and content are provided "as is" without warranties. We disclaim all warranties regarding:
- Accuracy of calculations or information
- Availability or uptime of our services
- Fitness for any particular purpose
- Results from using our calculators
User Responsibility
Users are responsible for:
- Verifying all calculations with actual lenders
- Consulting with qualified financial professionals
- Making their own informed financial decisions
- Understanding that our tools are estimates only
Contact
Questions about these disclosures? Email business@vechron.net.
Vechron LLC
Email: business@vechron.net
