Car Loan Calculator (2025)

Calculate your monthly car loan payment, total interest, and see how different terms and rates affect your total cost.

Enter 0 for 0% APR.

Your state's sales tax rate.

Loan Summary

$535.79
Monthly Payment Estimate
$4,097.26
Total Interest
$32,147.26
Total Cost Estimate
5.50%
APR

How to Use This Calculator

Car Price: The total price of the vehicle before any discounts or rebates.

Down Payment: Cash you're putting down upfront to reduce the loan amount.

Trade-in Value: What the dealer will give you for your current car.

APR: Annual Percentage Rate - your interest rate for the loan.

Sales Tax: Your state's sales tax rate (varies by location).

Frequently Asked Questions

Learn More About Auto Loans